– Podejmując decyzję o zaciągnięciu kredytu powinniśmy zwrócić uwagę na opłaty dodatkowe – podkreśla rzecznik UOKiK Małgorzata Cieloch.
„Nie daj się nabrać, sprawdź zanim podpiszesz” – namawiają organizatorzy akcji społecznej, która ma zwrócić uwagę na ryzyko związane z umowami o „szybką i łatwą pożyczkę”. Chodzi o krótkoterminowe, wysoko oprocentowane pożyczki oraz korzystanie z usług finansowych nie podlegających szczególnemu nadzorowi państwa. Bohaterem akcji jest pani Krystyna, która przed świętami zdecydowała się na zaciągnięcie pożyczki w wysokości czterech tysięcy złotych. Na stronie internetowej kampanii www.zanim-podpiszesz.pl można śledzić, jak każdego dnia rośnie jej dług, a wraz z nim stres i frustracja. W akcję informacyjną włączyło się 7 instytucji, między innymi Urząd Ochrony Konkurencji i Konsumentów. Z kontroli przeprowadzonej w ubiegłym roku przez UOKiK wynika m. in., że dla części firm pożyczkowych głównym źródłem przychodów nie były odsetki od udzielonych pożyczek, ale różnego rodzaju prowizje i opłaty ponoszone przez konsumentów. Dlatego zanim podpiszemy umowę – zapytajmy jaki jest całkowity koszt pożyczki. W czasie kampanii w mediach będących partnerami społecznymi akcji, zostaną wyemitowane spoty informacyjne. Kluczowe porady dla planujących zaciągnąć kredyt można znaleźć na stronie internetowej kampanii pod adresem www.zanim-podpiszesz.pl.
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